{"id":1424,"date":"2023-09-09T07:31:16","date_gmt":"2023-09-08T19:31:16","guid":{"rendered":"https:\/\/www.propertyacademy.net\/?page_id=1424"},"modified":"2023-09-20T12:12:07","modified_gmt":"2023-09-20T00:12:07","slug":"kiwisaver","status":"publish","type":"page","link":"https:\/\/www.propertyacademy.net\/kiwisaver\/","title":{"rendered":"KiwiSaver"},"content":{"rendered":"\t\t
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KiwiSaver<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Get the most out of your KiwiSaver investment
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KiwiSaver is a voluntary work-based savings initiative to help you with your long-term saving for retirement. It is designed to be hassle free, so it is easy to maintain a regular savings pattern.<\/p>

There are a range of membership benefits including regular contributions from your employer and an annual Government contribution. You may also be eligible for help with the deposit on your first home. KiwiSaver contributions build the kind of retirement you want without affecting your eligibility for NZ Superannuation or reduce the amount of NZ Superannuation you would be eligible for.<\/p>

Whether you\u2019re buying your first home or saving for a comfortable retirement, there are some simple actions you can take today to get the most out of your KiwiSaver investment.<\/p>

Contact us today to learn how you can get your KiwiSaver money working for you.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Benefits<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Government Contributions<\/strong><\/p>

Every year the Government contributes up to $521 to eligible KiwiSaver accounts. To get the full amount of $521 you must have contributed at least $1,042.86 in the period 1 July to 30 June (the KiwiSaver year).<\/p>

Get a jumpstart on retirement savings<\/strong><\/p>

Every bit saved now will help you enjoy your ideal retirement lifestyle. When you turn 65 you can access your funds, but you don\u2019t need to withdraw them all at once. You can leave some invested and continue to contribute.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\"buying\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\"buying\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Own your first home faster<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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KiwiSaver can be used towards a first home deposit. The earlier someone joins and contributes to KiwiSaver, the larger the amount they will have saved towards their first home deposit. If you\u2019ve never owned a home before and you\u2019ve been in KiwiSaver for at least three years, then you can withdraw your funds to use towards a deposit on your new home. However, a $1,000.00 balance must remain in your KiwiSaver account. You must intend to live in the property (minimum 6 months). It cannot be used to buy an investment property.<\/p>

First home buyers could also be eligible for additional assistance from the Government through the First Home Grant of up to $10,000.\u00a0There are some circumstances which also allow previous home owners to withdraw their funds to purchase a new home.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

KiwiSaver Get the most out of your KiwiSaver investment KiwiSaver is a voluntary work-based savings initiative to help you with your long-term saving for retirement. It is designed to be hassle free, so it is easy to maintain a regular savings pattern. There are a range of membership benefits including regular contributions from your employer… <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"\nKiwiSaver - Property Academy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertyacademy.net\/kiwisaver\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KiwiSaver - Property Academy\" \/>\n<meta property=\"og:description\" content=\"KiwiSaver Get the most out of your KiwiSaver investment KiwiSaver is a voluntary work-based savings initiative to help you with your long-term saving for retirement. 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